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So with the Playstation Network down for over a week and with possibly tens of millions of credit card information stolen, I can't help but be very worried…
about my credit possibly being in jeopardy. I've already changed as many passwords as I can that shared the same one as my PSN account and I'm considering cancelling my the credit card that I used with PSN and reissuing another.
However, there are two problems:
1. I forgot which credit card I used with PSN, and with PSN down, I cannot check which credit card is on file.
2. Sony still has yet to confirm if my credit card is truly in jeopardy.
So because of those two issues, I've yet to take action.
Also, if Sony does confirm that credit card numbers were stolen, are any of y'all planning to join one of the class action lawsuits again Sony? Would it be appropriate to join one BEFORE Sony even confirms that my credit card number is in danger?
I'm seriously considering taking part in one if my credit cad information is in danger, not because I want Sony to pay me money (if the plaintiffs do win, I'll probably just get a few bucks anyway), but because I want Sony to at least pay for me getting a credit score check (I've already used my free one this year before the PSN breach happened) or any other aid that will help protect my credit score.
What do you guys think? Am I just too paranoid? Is the media hyping this up too much?
However, there are two problems:
1. I forgot which credit card I used with PSN, and with PSN down, I cannot check which credit card is on file.
2. Sony still has yet to confirm if my credit card is truly in jeopardy.
So because of those two issues, I've yet to take action.
Also, if Sony does confirm that credit card numbers were stolen, are any of y'all planning to join one of the class action lawsuits again Sony? Would it be appropriate to join one BEFORE Sony even confirms that my credit card number is in danger?
I'm seriously considering taking part in one if my credit cad information is in danger, not because I want Sony to pay me money (if the plaintiffs do win, I'll probably just get a few bucks anyway), but because I want Sony to at least pay for me getting a credit score check (I've already used my free one this year before the PSN breach happened) or any other aid that will help protect my credit score.
What do you guys think? Am I just too paranoid? Is the media hyping this up too much?
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timchoi89's pick
I'm in the same boat. I don't even remember which credit card I used PSN with and I can't log in to find out. Kind of sad. But I've just been monitoring everything and making sure nothing suspicious has come up!
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If you've purchased anything from the PS Store in the past, it would have sent you an email that includes the last 4 digits of the card you've used as part of your confirmation of payment. So that will tell you which card to monitor.
It's better to be safe than sorry, so I've turned on a monitoring system and fraud watch with my credit companies.
It's better to be safe than sorry, so I've turned on a monitoring system and fraud watch with my credit companies.
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No offense, but these type of class action lawsuits only provide compensation to the lawyers. If you are in the US, you have little risk from fraudulent transactions. As long as any fraudulent activity is promptly reported, you will not be liable and it will not impact your credit.
If you have purchased anything from PSN recently, you should be able to look at your recent credit card statements to determine which card Sony has on file. If you are still concerned, contact the credit card company and they will issue you a new card.
I have always been a big Sony fan. But their PR is horrible. They did a terrible job in managing/communicating the engineering defects on their rear projection televisions and their laptop batteries. They have also done a terrible job in staying ahead of the issues with the PSN intrusion. While legal action may quench the desire for "just compensation", lawsuits don't help. Sony either has to get its act together, or you, I and others will take our business elsewhere.
If you have purchased anything from PSN recently, you should be able to look at your recent credit card statements to determine which card Sony has on file. If you are still concerned, contact the credit card company and they will issue you a new card.
I have always been a big Sony fan. But their PR is horrible. They did a terrible job in managing/communicating the engineering defects on their rear projection televisions and their laptop batteries. They have also done a terrible job in staying ahead of the issues with the PSN intrusion. While legal action may quench the desire for "just compensation", lawsuits don't help. Sony either has to get its act together, or you, I and others will take our business elsewhere.
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No offense man, but if you don't know which card you have it on, you probably have too many cards.
That being said, I rarely worry about my passwords or CC#. I know for a fact my password has been breached before in attacks on other sites and I've yet to find anyone using it for anything malicious.
As for the card, as was said I'm protected against all fraudulent charges, I just need to report it.
That being said, I rarely worry about my passwords or CC#. I know for a fact my password has been breached before in attacks on other sites and I've yet to find anyone using it for anything malicious.
As for the card, as was said I'm protected against all fraudulent charges, I just need to report it.
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As long as you used a credit card and not a debit card, your bank will provide financial protection if there are any fraudulent charges.
Lucky for me, the only PSN points I have were purchased at a retail location so Sony doesn't have any of my financial data.
Lucky for me, the only PSN points I have were purchased at a retail location so Sony doesn't have any of my financial data.
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